Common Questions
Do I need to see my credit reports first?
Most people visit this site because they have experienced the consequences of having bad credit. Most even know what negative listings are likely appearing on their credit reports.
With this in mind, it is not necessary to know exactly what's on your credit report before we begin work. It is only necessary to know that there is a credit problem, which needs to be addressed.
One amazing thing about bad credit is that almost any small amount of bad credit can trigger the rest of your creditor to re-evaluate your accounts. Meaning they can look at your new lower credit score and lower limits, close accounts, etc... A little bad credit isn't much better than a lot. So, if you believe that there might only be a couple of negative listings on your credit report, it still makes sense to get started with us to get those items removed.
"We just hit 724 on Experian, FANTASTIC work by all your paralegals working on my account."
"I was trying to get my credit score up to buy a house. You guys did it!! My house funded
today. Thank you all so much for your hard work, I really appreciate it."
"Thanks to you guys I was able to order my new car the same time I gave back the old one.
For which I originally needed a cosigner for because me credit wasn't good enough to get financing."
"There was no way I had the time or knowledge to fix my credit myself. Legacy Legal did exactly what they
said they would do. Thanks for the service and money well spent."
"Absolutely amazing!!! You took my bad credit with bad fico scores of 450 and pushed it to 656!!"
"In less than 60 days of working with you, our credit score has raised high enough to be able to qualify
for a mortgage loan the we were not able to before."