Common Questions
How much do credit repair services cost?
A complete breakdown of the features of each service plans can be found by visiting our services overview page.
**Limited Time Only**
"First Work Fee" is $149.95 $99.95
Standard Service $69.95 $59.95/month
OR
Fast Track Service $89.95 $79.95/month.
Legacy Legal offers two service plans depending on your credit needs. Our Standard Service which covers the essentials of credit report repair is $69.95 $59.95/month . Our Fast Track Service upgrades include additional features such as creditor direct letters, debt validation, on going credit education and disputing incorrect personal info as well as inquiries. This advanced package is $89.95 $79.95/month for the service.
When considering the cost of a credit repair service, you should compare it to the cost of living with poor or even average credit. Over the course of a 30 year home loan, a person with average credit may end up spending tens or even hundreds of thousands of dollars more in interest payments than someone with good credit. And the extra payments are even more dramatic if you have poor credit; providing you can even get approved for a mortgage loan in the first place. You may be able to save on your mortgage or auto loan by improving your credit score, find out how much bad credit is costing you.
The benefits of having a good credit score are not limited to helping you get into a home. Almost any lender who offers credit will take your credit score into account. This means that a better credit score may help you get approved for a car loan, credit card, home equity loan, debt consolidation loan or other personal loan at a lower interest rate.
Even further, many entities are now using your credit score to make different sorts of decisions about you. In today's society, a better credit score may also help you lower your insurance premiums, get an apartment and possibly increase your chances of landing a new job.
"We just hit 724 on Experian, FANTASTIC work by all your paralegals working on my account."
"I was trying to get my credit score up to buy a house. You guys did it!! My house funded
today. Thank you all so much for your hard work, I really appreciate it."
"Thanks to you guys I was able to order my new car the same time I gave back the old one.
For which I originally needed a cosigner for because me credit wasn't good enough to get financing."
"There was no way I had the time or knowledge to fix my credit myself. Legacy Legal did exactly what they
said they would do. Thanks for the service and money well spent."
"Absolutely amazing!!! You took my bad credit with bad fico scores of 450 and pushed it to 656!!"
"In less than 60 days of working with you, our credit score has raised high enough to be able to qualify
for a mortgage loan the we were not able to before."