Common Questions
Why is having good credit so important?
Having good credit is critical in today's economy. The following are just some of the aspects that are influenced by your credit score:
- Getting a loan or credit card and at what interest rate. Lenders need to evaluate what kind of credit risk they will be taking.
- Getting a job. Many employers base their final decision on the applicant's credit report. The status of your credit report gives the employer an idea of how dependable you are likely to be.
- Getting an apartment. Most landlords do credit checks to see if potential tenants are financially responsible.
- Getting auto or homeowners insurance. Insurance brokers know that statistically more claims are filed by policy holders who have poor credit. If you have poor credit, you will be charged a higher premium or denied altogether.
Even if you don't like using credit cards, you will most likely need one to:
- Reserve a hotel room
- Rent a car
- Set up utilities
- Get a cell phone account
"We just hit 724 on Experian, FANTASTIC work by all your paralegals working on my account."
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today. Thank you all so much for your hard work, I really appreciate it."
"Thanks to you guys I was able to order my new car the same time I gave back the old one.
For which I originally needed a cosigner for because me credit wasn't good enough to get financing."
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"Absolutely amazing!!! You took my bad credit with bad fico scores of 450 and pushed it to 656!!"
"In less than 60 days of working with you, our credit score has raised high enough to be able to qualify
for a mortgage loan the we were not able to before."