Common Questions
Can credit repair companies guarantee the removal of negative items?
Unfortunately not. Whereas Legacy has an excellent track record and has had tremendous success in getting most negative items removed, we don't guarantee deletions because we know that the decision ultimately rests with the bureaus, who can be inconsistent and unpredictable. There are those cases where we have exhausted all of our resources and the client must seek litigation.
Be wary of credit repair companies that advertise anything like "Money-back guarantee", "100% guaranteed results" or, in one extreme, "one hundred percent of your credit report cleared within 30 days"!!! These companies are either lying or are ignorant (you want neither working on your case). Unfortunately, there are credit repair companies that do prey on those who truly wish nothing more but to restore their good credit. To those individuals we say, be careful. If it sounds "to good to be true" it probably is.
"We just hit 724 on Experian, FANTASTIC work by all your paralegals working on my account."
"I was trying to get my credit score up to buy a house. You guys did it!! My house funded
today. Thank you all so much for your hard work, I really appreciate it."
"Thanks to you guys I was able to order my new car the same time I gave back the old one.
For which I originally needed a cosigner for because me credit wasn't good enough to get financing."
"There was no way I had the time or knowledge to fix my credit myself. Legacy Legal did exactly what they
said they would do. Thanks for the service and money well spent."
"Absolutely amazing!!! You took my bad credit with bad fico scores of 450 and pushed it to 656!!"
"In less than 60 days of working with you, our credit score has raised high enough to be able to qualify
for a mortgage loan the we were not able to before."