Common Questions
Should I listen to what the credit bureaus say about credit repair companies?
U.S. District Court Judge, J. Wexler, entered the following legal opinion in the federal supplement, "since allowing third parties to assist consumers will likely lead to the expedited correction of credit reports, it will further the purposes of the [fair credit reporting] acts."
In order to work within the system of the credit bureau bureaucracy, the credit repair companies have invested years in learning their systems. Regardless of all of this, the credit bureaus have declared war against credit repair companies and any organization that sells do-it-yourself instructions on repairing credit. The bureaus' campaign to discredit the repair companies through the media is obvious and blatant. They even go so far as to send anti-credit repair literature to persons they believe are using credit repair services. The bureaus simply don't like credit repair agencies, or any dispute efforts for that matter, because it creates more work for them; which means more money out of their pocket.
The simple fact is that you do not have to live with bad credit for the seven to ten years it takes for negative items to be deleted by the credit bureaus. Credit worthiness can usually be restored within 3-12 months, depending upon your individual circumstances.
Whatever path you choose to address your credit issues, we can assure you that thousands of individuals like yourself have become credit worthy once again.
Legacy Legal offers our clients the most cost effective way to systematically tackle their personal credit issues. Our experienced team of professionals will tailor a program specifically designed to meet the needs of your individual set of circumstances. And at a price you can afford!
"We just hit 724 on Experian, FANTASTIC work by all your paralegals working on my account."
"I was trying to get my credit score up to buy a house. You guys did it!! My house funded
today. Thank you all so much for your hard work, I really appreciate it."
"Thanks to you guys I was able to order my new car the same time I gave back the old one.
For which I originally needed a cosigner for because me credit wasn't good enough to get financing."
"There was no way I had the time or knowledge to fix my credit myself. Legacy Legal did exactly what they
said they would do. Thanks for the service and money well spent."
"Absolutely amazing!!! You took my bad credit with bad fico scores of 450 and pushed it to 656!!"
"In less than 60 days of working with you, our credit score has raised high enough to be able to qualify
for a mortgage loan the we were not able to before."