Common Questions
What if I can't afford credit repair?
When you are struggling financially, especially due to credit problems, coming up with any extra money can be difficult. Hiring a credit repair company may seem like a want, rather than a need, at this time. But, please understand how critical it is to repair your credit in order to achieve financial health. By improving your credit report and score your interest rates will decrease dramatically and you will have to pay fewer fees; which could end up saving you hundreds of dollars each month. In the long run, you will end up saving tens of thousands of dollars among your different loans.
Consider some of the other things you are spending your discretionary income on. Are there goods and services that you could do without for a while? At least while you are taking dedicated measures to improve your credit. We find that most of our clients are able to afford what was once thought unaffordable just by making some cutbacks in their spending.
However, if you really can't afford Legacy Legal's services today, there are several things you can do on your own to repair your own credit. You can start by reading through the sections in Legacy's Credit Education Center. This is free information that will give you a good foundation on how to start the process. Repairing your own credit reports takes time, knowledge, patience and diligence. If you feel you are up to the task, you should see some decent results. Having a good credit score is worth the effort. Just know that Legacy Legal is always here should you reconsider enlisting our help in the future.
"We just hit 724 on Experian, FANTASTIC work by all your paralegals working on my account."
"I was trying to get my credit score up to buy a house. You guys did it!! My house funded
today. Thank you all so much for your hard work, I really appreciate it."
"Thanks to you guys I was able to order my new car the same time I gave back the old one.
For which I originally needed a cosigner for because me credit wasn't good enough to get financing."
"There was no way I had the time or knowledge to fix my credit myself. Legacy Legal did exactly what they
said they would do. Thanks for the service and money well spent."
"Absolutely amazing!!! You took my bad credit with bad fico scores of 450 and pushed it to 656!!"
"In less than 60 days of working with you, our credit score has raised high enough to be able to qualify
for a mortgage loan the we were not able to before."