Client Testimonials

First of all, I wish to thank you and your staff for your services. They have really paid off. I am very happy with the progress that was made on all my credit reports. I recently was able to refinance my house at 5.375% interest which was a savings of almost 2 points. ...

Legacy Legal Provides Debt Settlement Services!

What is Debt Settlement?

Debt settlement is a process of negotiating with your creditors to accept a smaller payoff amount as settlement for less than full balance. Once the terms and amount are agreed upon in writing, the settlement is paid in a single lump-sum payment to the creditor, and the unpaid portion is forgiven by the creditor. The account is then reported as settled with a zero balance.

Debt Settlement can Save You Thousands of Dollars!

Creditors may agree to forgive 40% to 60% of the balance which could save you thousands of dollars from forgiven unpaid balances, fees and interest charges. Your lump-sum settlement amount will encourage the creditor to create a win-win solution.

Debt Settlement is Not for Everyone

Debt Settlement is intended to settle accounts which are already delinquent, such as charge-offs, collections, repo�s, judgments, etc. These items are very damaging to your credit, and settlement is a means of offering a compromise to put the mistakes of the past behind you so you can rebuild your good name and credit standing. This service is not available in all states, and there are some types of accounts we do not negotiate.

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